We do not include a projection of your pension at retirement as part of your statement.
NHS pension benefits for membership after 2015 are also subject to change.
In 2015, the government made changes to most public service pension schemes, including the NHS Pension Scheme. These reforms did not apply to members closest to retirement, who stayed in their legacy schemes with ‘transitional protection’. The Court of Appeal later found that this discriminated against younger members.
The government is removing this age discrimination from public service pension schemes where transitional protection was introduced. If you were affected by the changes in 2015, when it’s time to pay you your pension benefits, you’ll be asked if you want to receive legacy scheme or reform scheme benefits for your service between 1 April 2015 and 31 March 2022.
The government intends for the processes needed to support members to make their choice between legacy or reformed benefits for the remedy period to be in place by 1 October 2023.
If you’ve already retired, or retire before this date, we’ll write to you and ask you to make your choice retrospectively. Everyone affected will be offered their choice and if needed, we’ll backdate all payments to your date of retirement.
From 1 April 2022, all active members regardless of age will be members of the 2015 NHS Pension Scheme. All legacy pension schemes, including the 1995/2008 NHS Pension Scheme will be closed.
You can find more information on our changes to public service pensions webpage.
For further information about whether protection applies to you is available on our NHS Pensions website.