Additional pension allows you to buy extra annual pension if you're an active NHS pension member.
You can do this by:
- a single one-off payment (lump sum)
- regular monthly payments for an agreed period
You must complete all payments before your normal pension age (NPA). Your normal pension age is the same as your State Pension Age or 65, if that is later.
Additional pension can be bought at any time during the year. This can be just for you or it can also provide benefits for your dependants in the event of your death. It does not include an automatic lump sum on retirement, but you can exchange some of your additional pension to provide a lump sum on retirement.
For more information, read our Additional pension factsheet (PDF: 169KB).
Calculate and apply for additional pension
You can calculate and apply for additional pension using our additional pension calculator here:
The cost of purchasing additional pension is the same whether you work full or part-time but is dependent on your age.